These Terms of Use ("Terms") govern your access to and use of Cashew Financial LLC's website, mobile applications, and related services ("the Service"). By using the Service, you agree to these Terms.
1. About the Service
Cashew Financial LLC provides a platform for personal loans and debt management tools, including the Debt Tracker. We may fund loans directly in certain cases. If funds are unavailable, we may connect you with trusted third-party lenders. We do not control, guarantee, or issue loan terms, approval, or amounts offered by third-party lenders.
2. Eligibility
- You must be 18 years or older to use the Service.
- You must provide accurate, complete, and current information.
- You agree not to use the Service for unlawful purposes or fraudulent activity.
3. Loan Requests
- Submitting a loan request does not guarantee approval.
- Loan terms, interest rates, and repayment schedules are set by third-party lenders.
- You are responsible for reviewing and understanding all loan agreements before accepting.
4. Fees and Payments
- Any fees, interest, or charges associated with loans are determined solely by the lenders providing the funds.
- Cashew Financial LLC is not responsible for lender fees, penalties, or default consequences.
5. Debt Tracker
- The Debt Tracker is a tool to help monitor and manage debts.
- It is for educational and organizational purposes only and does not constitute financial advice or guarantee results.
6. User Conduct
You agree not to:
- Use the Service to transmit harmful, unlawful, or offensive content
- Attempt to gain unauthorized access to the Service
- Interfere with other users' use of the Service
7. Limitation of Liability
To the fullest extent permitted by law, Cashew Financial LLC is not liable for:
- Loan decisions, lender actions, or financial outcomes
- Any indirect, incidental, or consequential damages arising from use of the Service
- Errors, interruptions, or omissions in the Service
8. Disclaimers
- The Service is provided "as is" and "as available."
- We make no warranties regarding accuracy, reliability, or availability of the Service.
9. Indemnification
You agree to indemnify, defend, and hold harmless Cashew Financial LLC and its affiliates from any claims, liabilities, damages, or expenses arising from your use of the Service or violation of these Terms.
10. Governing Law
These Terms are governed by the laws of the state in which Cashew Financial LLC is registered, without regard to conflict of law principles.
11. Changes to Terms
We may update these Terms from time to time. Continued use of the Service after changes constitutes acceptance of the revised Terms.